The new NCBA has harnessed the power of both NIC and CBA to create a bank that brings together the best of both worlds from cutting edge mobile banking to good old-fashioned relationship management; from scalable business banking to financial services that grow as your business does; from best-in-class choice of products to investment solutions tailored to your specific needs.
Job Purpose Statement
The Manager SME Credit Advisory is primarily responsible for:
Delivery of Collection Target to a CRAG Portfolio of SME/BB Customers experiencing financial distress.
Primary, Secondary and desktop credit risk CRAG reviews of SME names to identify key credit risk concerns, come up with mitigation strategies & covenant/monitoring actions/targets
Turn Around of SME CRAG names to resolve credit risk concerns.
Adoption and relationship management of CRAG names under Primary management to turn around, reduce, exit and collect based on strategy and target
Determining objectives, strategies and actions that need to be adopted to address business risk issues.
Reduce Bank’s risk and achieve collections, reduce and managed exit solutions so that the bank realises maximum return in the shortest time possible.
Provide secondary support to the relationship team on problem accounts managed under the Normal or Watch category
Ideal Job Specifications
Academic:
Bachelor’s degree in a business management discipline in either of Finance, Business, and Economics, Mathematics / Statistics or related field from a reputable institution.
Master’s Degree in Finance, Economics, Commerce, Accounting or any other equivalent and relevant qualification from a recognized university.
Professional:
Comprehensive banking background and extensive experience in credit appraisal and loan portfolio management.
Experience in engaging C-level management and senior executives in facilitating decisionmaking and reporting.
Extensive understanding of business and financial fundamentals, with mathematical aptitude & advanced accounting skills.
Ability to coach, mentor, train and transfer skills to others.
Desired work experience:
At least five years’ experience in corporate credit risk management.
Ability to coach, mentor, train and transfer skills to others.
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